We Bring Experience and Compassion to Long Term Care

John "Skip" Frenzel

Since getting my Real Estate salesman license in 1977 and my Broker’s license in 1979, I have been a REALTOR® with the Santa Clara County Association of REALTORS® (formerly San Jose Real Estate Board). I worked for Stevens Creek Realty most of this time. I now have my own brokerage, Agape Real Estate, and do referral only business.  I am now a REALTOR® Emeritus.

In 1992 I became a Certified Financial Planner®, obtained my securities licenses, and got my life insurance license which allows me to sell Long Term Care Insurance (LTCI) and annuities. I also completed requirements to sell CA Partnership LTCI. I worked with Reinhard, Werba, Bowen of San Jose and later with Royal Alliance Associates, part of AIG Group. I left Royal Alliance in 2007 to start my own business, Agape Long Term Care, specializing in services to seniors, REALTORS®, and providing service in Long Term Care (LTC).   I am also a Certified Senior Advisor® and a Generational Housing Specialist™.

Born in Waynesboro, PA, I attended the University of Pittsburgh majoring in Aerospace Engineering. I moved to California in 1970 and subsequently graduated from San Jose State University with a B.S. in Meteorology and an Aerospace minor. I was hired by The Flying Tiger Line in 1978, later bought by FedEx, where I flew worldwide as a pilot on DC-8’s, Boeing 747’s, and finally MD-11’s. I retired from FedEx in 2004.

My flexible lifestyle as a pilot allowed me to pursue many other interests.  I am an avid bicyclist, oenophile, and have volunteered for many organizations including the Los Altos and Campbell United Methodist Churches, Silicon Valley Financial Planning Association, Silicon Valley Village, Villa Montalvo, Mt Winery, the San Jose Grand Prix, and as well as other community events. I worked part time for several years at the former Mirassou Vineyards, in San Jose, in the Tasting Room, hosting special events and conducting wine education. A student of A Course in Miracles, a member of Mensa, Corvette enthusiast, and a certified mediator I maintain an active life and full schedule.

I am a REALTOR® Emeritus, a Certified Senior Advisor®, and a Certified Financial Planner® working in the Senior Market. I do not sell real estate anymore because my clients are exclusively REALTORS® with the senior designation, Senior Real Estate Specialist (SRES®). I help the REALTORS® to assist their senior clients, and the children of these clients, in areas other than real estate. I do this with a team of professionals that are experts in their various fields. Through them, the REALTOR® can provide services in areas that they can’t do, don’t want to do, or aren’t licensed to do. Together, we form an integrated team that can solve most any senior related problem. The main things that I provide are planning and education to the REALTORS® and their clients. I am also an instructor for the SRES® class/designation.  I am a member of Santa Clara County Association or REALTORS® Education Committee,


I use a variety of options to educate my REALTOR® clients including seminars and workshops, a cache of materials, articles, books, PowerPoints, a library of TV shows, and industry handouts on topics of interest in the senior market. I provide each new REALTOR® client with an Agent Resource Kit. I regularly update the blog on my website, and routinely send out eblasts that keeps the REALTOR® informed of the latest news that affects them. I alert them to seminars, faires, open houses, meetings, or other senior events in our area. I teach how to correctly deal with seniors and their issues, how to assist caregivers, and how to gain access to the senior market. Since relationship building is the cornerstone to working with seniors, I help the REALTORS® provide information and resources to their clients to earn their trust and confidence. The REALTORS® can provide these services without being an expert on these areas themselves. I provide as much or as little service as the REALTOR® wants.


Being a real estate broker and Certified Financial Planner®, I can bring a broad range of services to REALTORS®. I personally specialize in Long Term Care and related fields.

2013 recipient of Society of Certified Senior Advisor® Service to Seniors award in Community Citizen category

August 8, 2013

Received award which honors a CSA® who has gone above and beyond in giving time, effort and talent to a senior‐related organization or senior‐related community cause improving the quality of life for seniors. (volunteerism)


Specialist in the Senior Market


Agape Long Term Care

September 2007 – Present

I specialize in the Senior Market providing non-real estate services to SRES® REALTORS® helping their senior clients and their children. Since I am both a REALTOR® and Financial Planner®, I bridge the 2 disciplines to give REALTORS® expert service through education and planning. As my motto states, "It's all about Love!"


Certified Senior Advisor®

Certified Financial Planner®

Chartered Mutual Fund Specialist®

Certification in Long Term Care

Licensed to sell annuities, life insurance products

Licensed to sell Long Term Care Insurance, California Partnership for Long Term Care

member of Financial Planning Association

member of Certification for Long Term Care

member of American Association for Long Term Care Insurance

member of Long Term Care Guild

member of Sourcewise, the area’s AAA

member of Senior Roundtable, Santa Clara Chapter

member of Aging Services Collaborative, Silicon Valley

member of AGEnts for Change

volunteer for Silicon Valley Village

member of  San Tomas West Neighborhood Association

active user of LinkedIn


Agape Real Estate

September 2007 - Present

Broker working with SRES® REALTORS®. I do not actively transact real estate anymore, but only do referrals and educational seminars and workshops on the Senior Market.

I am an instructor for the SRES® certification/class. California Association of REALTORS® is my provider.

Member of Santa Clara County Association or REALTORS® Education Committee



REALTOR® Emeritus

Graduate REALTOR® Institute

Certified Residential Specialist

Senior Real Estate Specialist®

Generational Housing Specialist™




Silicon Valley Financial Planning Association

December 2008 – December 2022

Volunteering on the Program Committee planning, organizing, and hosting regular monthly meetings of SVFPA.

Also volunteer team member for Brown Bag Meetings which are smaller, monthly lunchtime meetings dealing with non-mainstream financial planning topics. Team members find topics and presenters for these meetings, organize and host the meetings.


Advisory Council Member as member at large for Santa Clara County Sourcewise

October 2011-September 2022

Advisor on board that represents city residents as an advocate in senior matters and developing, implementing, and monitoring services and plans for change.


Senior Roundtable Santa Clara County Chapter steering committee member

August 2015-January 2018

Find topics and speakers for the monthly meetings of Senior Roundtable.  Work with other steering committee members on various SRT projects and logistics such as the annual Senior Faire, forms, and procedures to improve quality of SRT group and meetings.


Santa Clara County Association of REALTORS® (SCCAOR)

REALTOR® member Education Committee

July 2016-June 2017

Serve on committee to find educational topics and presenters to present to SCCAOR and annual SCCAOR Convention.


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