We Bring Experience and Compassion to Long Term Care
John "Skip" Frenzel
Since getting my Real Estate salesman license in 1977 and my broker’s license in 1979, I have been a REALTOR® with the Santa Clara County Association of REALTORS® (formerly San Jose Real Estate Board). I worked for Stevens Creek Realty most of that time. I now have my own brokerage, Agape Real Estate, and do referral only business since I have retired from active real estate transactions. I am now a REALTOR® Emeritus.
In 1992 I became a Certified Financial Planner®, obtained my securities licenses, and got my life insurance license which allows me to sell Long Term Care Insurance (LTCI) and annuities. I also completed requirements to sell CA Partnership LTCI. I worked with Reinhard, Werba, Bowen of San Jose and later with Royal Alliance Associates, part of AIG Group. I left Royal Alliance in 2007 to start my own business, Agape Long Term Care, specializing in services to seniors, REALTORS®, and providing service in Long Term Care (LTC). I am also a Certified Senior Advisor® and a Generational Housing Specialist™.
Born in Waynesboro, PA, I attended the University of Pittsburgh majoring in Aerospace Engineering. I moved to California in 1970 and subsequently graduated from San Jose State University with a B.S. in Meteorology and an Aerospace minor. I was hired by The Flying Tiger Line in 1978, later bought by FedEx, where I flew worldwide as a pilot on DC-8’s, Boeing 747’s, and finally MD-11’s. I retired from FedEx in 2004.
My flexible lifestyle as a pilot allowed me to pursue many other interests. I have been an avid bicyclist, oenophile, and have volunteered for many organizations including the Los Altos and Campbell United Methodist Churches, Silicon Valley Financial Planning Association, Silicon Valley Village, Villa Montalvo, Mt Winery, the San Jose Grand Prix, and as well as other community events. I worked part time for several years at the former Mirassou Vineyards, in San Jose, in the Tasting Room, hosting special events and conducting wine education. A student of A Course in Miracles, a member of Mensa, Corvette enthusiast, and a certified mediator I maintain an active life and full schedule.
I am a REALTOR® Emeritus, a Certified Senior Advisor®, and a Certified Financial Planner® working in the Senior Market. I help the REALTORS® to assist their senior clients, and the children of these clients, in areas other than real estate. I do this with a team of professionals that are experts in their various fields. Through them, the REALTOR® can provide services in areas that they can’t do, don’t want to do, or aren’t licensed to do. Together, we form an integrated team that can solve most any senior related problem. The main things that I provide are planning and education to the REALTORS® and their clients. My forte is that I am also an instructor for the SRES® class/designation.
I teach how to correctly deal with seniors and their issues, how to assist caregivers, and how to gain access to the senior market. Since relationship building is the cornerstone to working with seniors, I help the REALTORS® provide information and resources to their clients to earn their trust and confidence. The REALTORS® can provide these services without being an expert on these areas themselves. I provide as much or as little service as the REALTOR® wants.
I have developed and teach a course for SRES® graduates that gives them information not included in the SRES® course. These are new things or things only touched upon in the course. I continuously update the class to reflect new laws and regulations, new products and services, and industry changes. This gives the agents the most concise and updated information to help them work with aging clients and their families. The course is called, “What SRES® Didn’t Teach You: How Far Down the Rabbit Hole Do You Want to Go?”
Being a real estate broker and Certified Financial Planner®, I can bring a broad range of services to REALTORS®. I personally specialize in Long Term Care and related fields.
2013 recipient of Society of Certified Senior Advisor® Service to Seniors award in Community Citizen category
August 8, 2013
Received award which honors a CSA® who has gone above and beyond in giving time, effort and talent to a senior‐related organization or senior‐related community cause improving the quality of life for seniors. (volunteerism)
2013 recipient of Senior Real Estate Specialist Outstanding Service Award
I was selected by an independent panel and awarded the SRES® Outstanding Service Award.
The distinguished service award not only has social relevance, but also brand awareness and gives SRES® designees the opportunity to:
Showcase their own community involvements and accomplishments
Continue to go beyond the traditional member self marketing and promotion and further embrace a core social conscience
Educate consumers through positive press on the value of using a REALTOR®
Specialist in the Senior Market
Agape Long Term Care
September 2007 – Present
I specialize in the Senior Market providing non-real estate services to SRES® REALTORS® helping their senior clients and their children. Since I am both a REALTOR® and Financial Planner®, I bridge the 2 disciplines to give REALTORS® expert service through education and planning. As my motto states, "It's all about Love!"
Certified Senior Advisor®
Certified Financial Planner®
Chartered Mutual Fund Specialist®
Certification in Long Term Care
Licensed to sell annuities, life insurance products
Licensed to sell Long Term Care Insurance, California Partnership for Long Term Care
member of Financial Planning Association and the Silicon Valley chapter of FPA
member of Certification for Long Term Care
member of American Association for Long Term Care Insurance
member of Long Term Care Guild
past member of Sourcewise, the area’s AAA
member of Senior Roundtable, Santa Clara Chapter
past member of Aging Services Collaborative, Silicon Valley
past member of AGEnts for Change
past volunteer for Silicon Valley Village
past member of San Tomas West Neighborhood Association
active user of LinkedIn
Agape Real Estate
September 2007 – Present
I am a REALTOR®, a Certified Senior Advisor®, and a Certified Financial Planner® working in the Senior Market. My focus is on helping REALTORS®. I am retired from doing real estate transactions, only referrals. I help the REALTORS® to assist their senior clients, and their families in areas other than real estate. I do this with a team of professionals that are experts in their various fields. Through them, the REALTOR® can provide services in areas that they can’t do, don’t want to do, or aren’t licensed to do. Together, we form an integrated team that can solve most any senior related problem. The main things that I provide are planning and education to the REALTORS® and their clients. My main focus is as an instructor for the SRES® class/designation, this is my specialty. I have also helped with 3 of the revisions of the course. Active with both NAR/SRES® and CAR in bringing new ideas to SRES® that will enhance the designation, help other SRES® agents, and update and introduce new ideas.
I have created and teach a follow up course to the SRES® class called "What SRES® Didn't Teach You: How Far Down the Rabbit Hole Do You Want To Go?" which explores topics that were not included in or only lightly touched upon in the basic SRES® such as long term care insurance, Medicare, caregiving, crypto & AI, cost of care, and much, much more.
I do much volunteer and advocacy work with a variety of organizations too.
Broker working with SRES® REALTORS®. I do not actively transact real estate anymore, but only do referrals and educational seminars and workshops on the Senior Market.
I am an instructor for the SRES® certification/class. California Association of REALTORS® is my provider.
Member of Santa Clara County Association or REALTORS®
Graduate REALTOR® Institute
Certified Residential Specialist
Senior Real Estate Specialist®
Generational Housing Specialist™
Certified Senior Advisor® board member of quarterly Journal
March 2012 -present
I serve on the Certified Senior Advisor's® editorial board for the quarterly CSA Journal in which I help find topics and authors for articles for the publication I also approve, review, and recommend changes to submitted articles.
Silicon Valley Financial Planning Association Program’s Committee member
December 2008 – December 2022
Volunteering on the Program Committee planning, organizing, and hosting regular monthly meetings of SVFPA.
Also volunteer team member for Brown Bag Meetings which are smaller, monthly lunchtime meetings dealing with non-mainstream financial planning topics. Team members find topics and presenters for these meetings, organize, and host the meetings.
Advisory Council Member as member at large for Santa Clara County Sourcewise
October 2011-September 2022
Advisor on board that represents city residents as an advocate in senior matters and developing, implementing, and monitoring services and plans for change.
Senior Roundtable Santa Clara County Chapter steering committee member
August 2015-January 2018
Find topics and speakers for the monthly meetings of Senior Roundtable. Work with other steering committee members on various SRT projects and logistics such as the annual Senior Faire, forms, and procedures to improve quality of SRT group and meetings.
Santa Clara County Association of REALTORS® (SCCAOR)
REALTOR® member Education Committee
July 2016-June 2017
Serve on committee to find educational topics and presenters to present to SCCAOR and annual SCCAOR Convention.